How to Withdraw Grant Money Without an SASSA Card

Collect R350 Grant at ATM Without Card

If you are an SASSA debit card holder and your card is stolen, lost, or expired, then you don’t need to worry, as you have the option to withdraw your social grant without an SASSA debit card. SASSA offers different ways to collect your social grant without a SASSA card such as SASSA cardless payments, Cash send option, and payment directly into your bank account.

In this article, we will discuss different methods to withdraw the SASSA social grant without a gold card. Carefully understand the process for withdrawing your grant payment without an SASSA card.

Different Methods to Withdraw Money Without an SASSA Card

There were multiple ways to withdraw your SASSA social grant without a SASSA card given below:

1. Cash send option (ABSA, FNB’s E-Wallet, Standard bank)
2. SASSA OTP Withdrawal (cardless payments)
3. Get payment directly in your bank account

1. Withdraw Social Grant via Cash Send Option

The first method to withdraw a social grant without a SASSA card is the cash-send option such as ABSA, FNB’s e-wallet, and SASSA OTP withdrawal Standard bank. These all have the same procedure for withdrawing your money, so I will discuss the step-by-step procedure for SASSA OTP withdrawal at Standard Bank ATM and branch.

SASSA OTP Withdrawal at Standard Bank ATM

Follow the steps below to withdraw your SASSA funds from Standard Bank ATM:

SASSA OTP Withdrawal via Standard Bank Branch

You can also withdraw your funds from the Standard Bank branch by following the steps below:

2. SASSA OTP Code Withdrawal (Cardless Cash Withdrawal)

The second method to withdraw your social grant without a gold card is the SASSA OTP code withdrawal also known as Cardless cash withdrawal. In this method, you can collect your grant funds from the South African Post office or SASSA-partnered retail stores given below:

1. Pick & Pay
2. Shoprite
3. Usave
4. OK
5. Checkers
6. Boxer
7. Spar

To collect your social grant using the SASSA OTP withdrawal method, first, you need to change your R350 grant payment method to “Cash Send” by visiting SRD’s official website. Once you change your payment method to “Cash Send”, follow the steps below to collect your SRD R350 grant from any of the above retail stores:

3. Receive Grant Payments in Bank Account

The best method to receive your social grant without a SASSA card is a personal bank account. You don’t need to visit any ATM or retail stores and stand in queues. You will receive your R350 grant directly into your bank account and can withdraw it whenever needed.

To receive an SASSA social grant in your bank account, you must update your banking details by visiting the SRD web portal. Once your banking details are changed, SASSA will directly deposit your grant money into your bank account from the next payment date. Ensure that you can only use your personal bank account in your name as SASSA can’t pay grants to any third-person bank account.

Best Method to Withdraw Grant Without SASSA Card

Now you must be thinking about which cardless cash withdrawal method is best for you. Every method has its advantages and drawbacks. Here are the major pros and cons discussed in the table below:

Cardless Methods	Pros	Cons
Cash Send	Fast and easily accessible at Banks and ATMs	Withdrawal fees applied
SASSA OTP Withdrawl	Secure and do not require a bank account	May require waiting in long queues
Direct Bank Deposit	Automatic deposit grant in a bank account	There may be delays in the verification of bank accounts

These are a few advantages and drawbacks of different cardless withdrawal methods. You can choose any of the above methods to withdraw your social grant without using a SASSA card. However, my favorite method is direct deposit in a bank account. SASSA will directly deposit your R350 grant into your bank account and you can manage your money from your mobile banking app.

Frequently Asked Questions (FAQs)